Scam Phone Calls Impersonating Microsoft/Windows Team For Your Credit Card Information

The Microsoft/Windows team wants to specifically call me?!

I sure must be fortunate and it’s a good thing Microsoft takes the time to call each individual customer on the phone to address potential problems! Oh wait, no they don’t do that…

Ladies and gentleman, please be aware that this happens daily and sadly enough some people are uninformed or are tragically taken advantage of because of their level of trust.

Computer Hacker

Likelihood Of Authenticity

Microsoft or anyone from the Windows team would not and will not ever call you to speak with you about an individual problem.

Furthermore they will never ask for your credit card or personal information so don’t be foolish and give it out regardless of how convinced you are that they are trying to remedy a problem with your computer system.

The reason I’m writing this post is because today for the second time I’ve received a call from someone pretending to be from the “Windows Live” team. The first occurred probably around a year ago but both calls ended the same way.

I work in IT. I’m a geek by passion and techie by nature. As soon as I hear someone on the phone saying they are from any large company and have noticed something with my particular machine I instantly grin and try and hold back my laughter.

Do You Really Think I’m That Stupid?

The truth is that many people aren’t necessarily stupid, but are unaware or uneducated on the plausibility of this scenario. This simply will NEVER legitimately occur. Now this goes for almost all “random” phone calls where the end result is someone asking for your credit card to fix a problem. Don’t fall for it.

This is still a prominent issue today because there are a lot of people that do in fact believe it’s real and do give out their credit card information in hopes of the mysterious problem being solved.

A Real Life Example

This is a true story that unfortunately happened to a colleague of mine. He got a call from his wife at home who exclaimed that there was a major issue on one of their computers but luckily the windows team called her and informed her of the problem. Yes, she fell for it.

Right away my colleague asked shockingly if she gave out their credit card information. “Yes I did and the problem has been solved “, she retorted. Queue the smack on the forehead, rolling eyes and unending head shake.

You have to keep in mind that some things are obvious to people involved in a particular field or expertise but others just don’t know, and when they hear that they’ve caused a problem they are usually eager to fix it.

Confused Woman

Back To My Story

Now my two calls were identical and probably the same script my colleagues wife heard.

First an odd caller ID such as “v31702460400001″ comes up, and the number in one of my cases was 1-253-802-0308.

“Hello? I am from the Windows Live team and I’m calling about a problem with one of your computers”. To be honest I haven’t ever heard what they say after that because I can’t help but burst out with, “No your not. Microsoft wouldn’t call someone individually about a problem.”

From there the person on the other end will search their brain for the next words to say, perhaps saying they didn’t understand or couldn’t hear me. I continue on with my allegations that they are a scammer trying to steal from people and need to get a life earning an income legitimately. I’ll start asking for their personal information even though they’ll probably lie and it wouldn’t help much anyway since I doubt the authorities would ever take it seriously and devote time to resolving this repeat issue.

That’s right about where they hang up.

Oddly enough after the call today, 10 minutes later I got a pre-recorded call from 1-250-881-1305 regarding reducing credit card debt etc. If it’s a coincidence or non-related it makes no difference to me as I just hang up on this spam.

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Conclusion

Moral of the story is to be logical and never give out your information to anyone who calls you. A few tip offs might be that the Caller ID is numeric or odd, that the caller claims to be from a massive corporation, and not to sound racist but in my two cases just happened to have a foreign accent. Share this with friends and family because chances are, there’s a bunch of them that are just too trusting and will fall for this scam.

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Catfish TV Show – Real Life or Foolish Ignorance?

A friend was over and she asked if my girlfriend or I have heard of a show called Catfish. Neither of us did so we ended up watching it because it sounded intriguing. The show is about people  that start talking to someone online and develop a relationship. Usually it turns out that they’re not who they said they were and sometimes this is to the extreme.

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Now I won’t lie, I actually find the show amusing and enjoy watching it but how realistic is it?

I find it hard to believe that someone was talking to another person online for let’s say 8 months and never skyped or anything. I mean first off if I were talking to someone attractive online and we hit it off, I’d be instantly skeptical if I never met them in person. Why would they be actively chatting online when they could easily date someone local and more than likely get hit on all the time? Let’s get past that point and assume they made themselves very convincing and had a story about how they’re sick of people in their town or something. Now we’ve been chatting for months online and possibly on the phone and I still don’t have any new casual pictures or video chatted? Maybe they always come up with an excuse why they can meet, show a new picture or video chat. Those are pretty huge red flags that would normally alarm a person to demand proof or simply stop talking. “Oh but she/he is my soul mate I just know it!”. COME ON! Really?!

The voice alone if they talk on the phone is a pretty good indicator although not in the case of someone of the same sex and age. I’m talking about when you THINK you’re talking to a good looking model guy and he’s in a bunch of magazines and when you talk to him on the phone he sounds either like a girl or a 14 year old boy. Obviously something is wrong there. I’m talking about when you THINK you’re talking to a hot chick and she refuses to talk on the phone or video chat or maybe sounds one again like a little boy (Maybe it’s still a girl you might say? Well maybe it’s a 13 year old girl and now you’re apparently a predator).

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I understand some people get desperate or get caught up thinking how perfect someone is or who they have so many of the same interests but how silly are you to let that blind you of common sense AFTER maybe 2 weeks? Shouldn’t you be interested in seeing they’re face when you talk and if they didn’t have a computer to Skype, wouldn’t you hope that if someone truly “loves” you that they’d buy a cheap laptop or webcam for you?

To be honest I’m not sure if everything is made up for television but these kinds of things DO actually happen in real life. They shouldn’t ever get to this point but they do. Be careful you never know if you’re talking to a  girl, guy or possibly even someone who is transgender.

Do you think the Catfish show is real?

Hope you liked this post! Please feel free to like, share, tweet and comment. If you want to discuss your favorite interests and make money while doing it then click here.

I write about anything and everything that crosses my path and end up making money from it. Check out this video to find out how. Click here to watch the video.